Tuesday, November 30, 2021

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Plaid: Launches A2A payments programme

Plaid: Launches A2A payments programme

  • Plaid is used by thousands of digital financial apps and services like Betterment, Expensify, Microsoft, and Venmo
  • The firm has put together an ecosystem of payment partners in North America and Europe including Square
  • That will integrate connectivity technology into their processing systems for bank payments
  • This means that companies can add a pay-by-bank option at checkout, with the funds transfered by the ecosystem partners
  • Account-based payments are set to be at the centre of the shift to digital wallets
  • The DoJ determined that the acquisition by Visa would eliminate a nascent competitive threat to the card scheme’s own business
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