Zilch Appoints Former American Express Exec Boriana Tchobanova as COO to Drive Growth

Boriana Tchobanova joins Zilch as Chief Operating Officer, bringing 15 years of Amex experience to lead major initiatives, unlock revenue opportunities, and boost operational efficiency ahead of IPO plans.

Highlights:

  • Zilch names former American Express senior executive Boriana Tchobanova as its new Chief Operating Officer.

  • She will succeed Rakesh Harji and is expected to lead growth initiatives, revenue unlocking, and operational improvements.

  • The appointment comes as Zilch explores international acquisitions and prepares for a potential IPO, supported by strategic communications and capital markets advisory efforts.

Summary:

Zilch, the UK-based “buy now, pay later” fintech, has appointed Boriana Tchobanova as its new Chief Operating Officer. Tchobanova, with 15 years of leadership experience at American Express—most recently as Senior VP & Chief Transformation Officer at Amex Global Business Travel—is taking over from Rakesh Harji, who stepped down in July after nearly seven years.

In her role, she will be responsible for driving critical growth initiatives, improving operational efficiency, and unlocking new sources of revenue for Zilch. The fintech firm is also ramping up its strategic communications, public affairs, and capital markets advisory, signaling strong preparations for international expansion and a possible IPO.

Laura M
Laura M
Laura is a financial reporter, editor, and researcher with a particular interest in fintech innovation, capital markets, and the evolving global banking landscape.

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