UnionDigital Bank in the Philippines deploys iProov’s Dynamic and Express Liveness biometrics solutions to enhance its risk-based authentication approach and defend against account takeovers.
Highlights
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Dynamic + Express Liveness Implemented: UnionDigital has adopted iProov’s two liveness solutions—Dynamic for high-risk actions and Express for routine verification.
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Risk-Based Authentication Strategy: The deployment supports a tiered security model, applying stronger verification only when needed to balance security and user convenience.
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Combatting Sophisticated Fraud: The move aims to defend against modern threats like deepfakes, account takeovers, and mule activity, especially in digital banking.
Summary:
UnionDigital Bank, a digital banking arm in the Philippines, has partnered with biometric security firm iProov to incorporate Dynamic Liveness and Express Liveness technologies as part of its enhanced fraud prevention strategy.
Under this risk-based authentication framework, the bank will use Dynamic Liveness for sensitive actions (like logging in from a new device) and Express Liveness for lower-risk operations (such as increasing transaction limits) to minimize friction for trusted users.
This upgrade replaces its older device-based biometric system, giving UnionDigital greater resilience against advanced fraud techniques—including deepfake and mule account risks—while maintaining a seamless user experience.
