- Scottish challenger Alba Bank selects nCino’s cloud banking platform for SME lending in the UK.
- Integrated into its core banking engine (provided by Mambu), Alba will use nCino’s platform for loan applications, monitoring, and digital loan decisions.
- Expects increased automation for underwriters, speeding up loan disbursals.
- The partnership, pending regulatory approval, follows Alba’s Authorised with a Restrictions banking license in March.
- Launched in 2019, Alba initially used Temenos before switching to Mambu in October.
- Strengthened senior leadership in September and enhanced SME payment capabilities through the ClearBank partnership.
- Alba’s Chief Risk Officer sees the nCino partnership as crucial for end-to-end lending, enabling scalability and agility.
- Alba joins other institutions like OneSavings Bank and Bendigo in adopting nCino’s core technology.
Scottish challenger Alba Bank taps nCino to power SME lending
