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CBDC Pilot Projects Seeing Adoption in Ghana and Thailand – Giesecke+Devrient Reports

Giesecke+Devrient highlights how Ghana and Thailand are advancing central bank digital currency pilots to improve financial inclusion and payments efficiency.

Highlights:

  • Giesecke+Devrient reports that Ghana and Thailand’s central banks are making progress in piloting central bank digital currencies (CBDCs).

  • The initiatives aim to promote financial inclusion and modernize payment infrastructures in both countries.

  • Early adoption by consumers and merchants shows growing trust in digital currency ecosystems.

Summary:
Giesecke+Devrient has released an update on the progress of central bank digital currency (CBDC) pilot projects underway in Ghana and Thailand. Both countries are testing the use of digital fiat to improve payment efficiency and broaden access to financial services for unbanked populations. In Ghana, the eCedi pilot is enabling digital transactions in areas with limited banking infrastructure.

In Thailand, the Bank of Thailand is exploring CBDC integration for retail payments and merchant acceptance. Early adoption signals positive momentum, with both nations positioning themselves as leaders in the evolution of digital currency.

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