Kazakhstan’s Bank CenterCredit partners with Tuum, deploying modular accounts, payments, and cards infrastructure via the Tuum Orchestration Platform to launch a greenfield BaaS and modernize its core.
Key Highlights
Strategic Partnership for BaaS Launch – Bank CenterCredit (BCC) selects Tuum to deliver a new Banking-as-a-Service proposition using cloud-native, modular infrastructure.
Modular Roll-out with Minimal Disruption – Tuum will initially supply Accounts, Payments, and Cards modules, orchestrated through its TOP (Tuum Orchestration Platform), running in parallel with legacy systems.
Future Expansion & Regional Relevance – Beyond initial modules, BCC’s roadmap includes launching Lending, and potentially Islamic banking capabilities, positioning the bank to serve fintechs and corporates in Central Asia’s growing embedded finance market.
Summary Story
Bank CenterCredit (BCC), one of Kazakhstan’s major banks, has entered a strategic collaboration with infrastructure provider Tuum to power its new Banking-as-a-Service (BaaS) capability. This move is part of BCC’s broader digital transformation strategy—enabling the bank to offer embedded financial services to fintechs and corporate partners while tapping into new revenue streams.
Rather than undergoing a full legacy system overhaul, BCC is taking an agile approach: deploying Tuum’s Accounts, Payments, and Cards modules initially, orchestrated via Tuum’s Orchestration Platform (TOP), while continuing to run existing systems in parallel. This reduces risk, allows faster time-to-market, and preserves operational continuity.
Looking forward, BCC aims to expand its capabilities to include lending products and even Islamic banking offerings, reinforcing its position in the Central Asian embedded finance ecosystem. This partnership serves as a blueprint for banks in similar markets to modernize core infrastructure, offer BaaS, and compete more effectively with digital challengers.
