Fintech Startup Enhances Embedded Financing for Business Payments
Highlights:
- Solving Payment Term Challenges: OatFi’s API-first approach integrates financing directly into B2B payment workflows.
- Strategic Investment: The $24M Series A funding, led by White Star Capital, supports expansion and product development.
- Modernizing B2B Transactions: OatFi enables seamless credit solutions within AP, AR, and commercial charge card systems.
Summary: OatFi, a fintech infrastructure startup, has raised $24 million in Series A funding to build a modern credit network for B2B payments. The investment, led by White Star Capital with participation from Portage and QED, aims to address cash flow misalignment between buyers and suppliers.
By embedding underwriting, origination, and funding capabilities into B2B payment platforms, OatFi’s APIs facilitate transactions with built-in financing at critical points. The company’s deep API integrations enhance working capital solutions within existing AP, AR, and commercial charge card workflows, positioning OatFi as a key player in transforming B2B commerce.
